Terms of Use

Last updated: June 2026

1. Nature of the service

Insuora provides free, illustrative insurance cost calculators for informational purposes only. The service is provided at no charge and requires no registration.

2. Not insurance advice

Estimates produced by Insuora calculators are not insurance quotes, not financial advice, and not a recommendation to purchase any insurance product. Actual premiums depend on your specific circumstances, the insurer's underwriting criteria, and current market conditions. Always obtain quotes from a licensed insurance provider before making any coverage decision.

3. Accuracy

We make reasonable efforts to keep rate data accurate and up to date, but we make no warranty, express or implied, as to the accuracy, completeness or timeliness of the estimates. Insurance markets change frequently.

4. No liability

To the fullest extent permitted by law, Insuora and its operators shall not be liable for any loss, damage or cost arising from your use of or reliance on the estimates produced by this site, including decisions to purchase, not purchase, or change insurance coverage.

5. No professional relationship

Using this site does not create a professional, advisory or contractual relationship between you and Insuora.

6. Intellectual property

All content on insuora.com, including text, calculator logic, and design, is the property of Insuora. You may not reproduce, distribute or create derivative works without express permission.

7. Acceptable use

You agree not to: scrape or automate requests to the site; attempt to reverse-engineer the calculator logic for commercial purposes; or use the site in any way that violates applicable law.

8. Governing law

These terms are governed by the laws of the United States. Disputes shall be resolved in the jurisdiction of the site operator.

9. Changes

We may update these terms at any time. The date at the top reflects the latest version. Continued use of the site constitutes acceptance.

10. Contact

Questions about these terms: legal@insuora.com